Pages

Saturday, 23 February 2013

Our Future We Bestow


Phosphorus gusts pirouette over boxed dwellings,
houses blink as naked people parade the stairs
in fear and confusion.
Curved trees silhouette a violet sky
and the moon,
the moon,
casts a spell as she sighs -
how red she looks tonight.

Tall, uniform hedges rattle a long, long breath
as screams ricochet down the soulless road
from hearts ploughed in this street.
Stark shrouds of trees weave betrayal
and the moon,
the moon,
showers malcontent as she bleeds -
how red the blood tonight.

Skeleton soldiers of towering metal
construct the chrysalis of tomorrow
bereft of aspiration, a derelict future we bestow.
Black sentries of trees mask the howls to end it all
and the moon,
the moon,
sheds tears as she unveils agony -
how long can we bear this night?

(with thanks to Ameuc for this version of the poem © Ameuc 2013)


Millions of pounds paid in bonuses to banks that have received Hundreds of Billions of pounds of your and my money in bailouts.

Here are a few services just a small fraction of the cost of bailouts, say £40 billion, could have provided for the country instead:

 1961 x teachers (all skill levels) and Headmasters (all levels) for around 40 years.
200,000 x houses at £200k each.

3376  x nurses (all grades) and consultants for around 40 years.

The amount the Government paid the banks from OUR money is utterly impossible to appreciate and I am still unable to understand the reasons behind these decisions. 

This newspaper article from 2008 and another from this year explains what happened. 

So from what I can gather, the bank bailouts happened because the banks decided, for whatever reason, to up their profit as fast as possible and some did it by any means it would seem.



It’s kind of ironic given that the bank started out as the ‘Hong Kong and Shanghai Banking Corporation with maritime business and the opium trade’.


" Lord Stephen Green, Baron of Hurstpierpoint and current Minister of Trade and Investment in David Cameron’s Conservative government, was previously HSBC’s chief executive and the chairman and director of HSBC Private Banking Holdings (Suisse) N.A. for ten years.
 

During Green’s tenure, journalist Nick Mathiason disclosed that “the sums allegedly evaded by Britons using HSBC’s Swiss bank are massive. HMRC told the Bureau ‘the early indications are that the amounts are significant’. "

Green told of his 'regret' at what happened during his time at HSBC and the bank has to pay fines of around One Billion Pounds to the US but where would a Bank get the money to pay such a fine?


This is just the tip of the iceberg as far as 'banking scandals' went, which includes Barclays and Royal Bank of Scotland.

So we, the people, have shares in RBS? That's, er, comforting to know.


Lending money to real people who didn’t ask for it or even know about it, even going as far as signing loans without their consent as the more loans they sell, the more money is made from fees and hitting targets on paper, resulting in huge bonuses or so Nat West seemed to think.


Wait  a minute, isn’t all of this fraud?

Criminals will exploit weaknesses in lending and conveyancing systems to gain illegitimate financial advantage from the UK property market. This can be either:
  • opportunistic action using misrepresentation of income or property value to obtain greater loans than a person is entitled to
  • organised crime syndicates overvaluing properties, using false identities and failing to make any mortgage repayments”

Maybe Shadow Banking can help us out?

Yet if something is concealed in the shadows, how is it possible to see what is going on?
Did we get duped by the idea of trusting in financial institutions that seemed to provide all the answers to the problems they gave us or did some just get greedy?


Everyone wants to make money, it’s the coin of living life but what about when those institutions, we put our trust and money in, turn out to be amongst the biggest fraudsters of all, what can we do then? Can we sue? Is there such a thing as Justice
Is this justice?  

Remember, Bonuses for the winner.

In 2001, “Sir George (Mathewson) also courted controversy last month by defending the £2.5m bonuses as insufficient to provide "bragging power in a Soho wine bar". ‘

Sir George Mathewson defended Royal Bank of Scotland bonuses after getting One Million pounds in bonuses himself.
 
While in 2010 the banks wanted more bonuses reaching £15 Million plus:

“Lord Myners, the City minister, admitted that many hundreds of the £1m-plus bonus payouts to 5,000 bankers in the new year would be at RBS. Some could receive £15m each. He said: "I think they have got to come back into the real world and to understand that the banking industry has needed huge support from the taxpayer and the taxpayer simply finds these expectations unacceptable."

“So, not only has the government bailed the banks out to the tune of £123.93bn, and at its peak had liabilities for the banking crisis of £1.2 trillion, but the value of its stakes in the biggest banks has plummeted and the interest it is receiving on the loans is relatively small. The interest collected is smaller than that the government pays on its debts, taken out to refinance the banks.”
Sweden didn’t accept it.

Iceland jailed the bankers

“Returning to the tense situation in 2010, while the Icelanders were refusing to pay a debt incurred by financial sharks without consultation, the coalition government had launched an investigation to determine legal responsibilities for the fatal economic crisis and had already arrested several bankers and top executives closely linked to high risk operations.

Interpol, meanwhile, had issued an international arrest warrant against Sigurdur Einarsson, former president of one of the banks. This situation led scared bankers and executives to leave the country en masse.”
 
Iceland went even further and formed a new government by offering candidates from the ordinary man and woman, the people.

“ In this context of crisis, an assembly was elected to draft a new constitution that would reflect the lessons learned and replace the current one, inspired by the Danish constitution.

To do this, instead of calling experts and politicians, Iceland decided to appeal directly to the people, after all they have sovereign power over the law. More than 500 Icelanders presented themselves as candidates to participate in this exercise in direct democracy and write a new constitution. 25 of them, without party affiliations, including lawyers, students, journalists, farmers and trade union representatives were elected.
Among other developments, this constitution will call for the protection, like no other, of freedom of information and expression in the so-called Icelandic Modern Media Initiative, in a bill that aims to make the country a safe haven for investigative journalism and freedom of information, where sources, journalists and Internet providers that host news reporting are protected.

The people, for once, will decide the future of the country while bankers and politicians witness the transformation of a nation from the sidelines.”
Because Iceland put its people first, the nation has been praised for its approach in handling the crisis, in part because it put households’ well-being ahead of honoring bank creditor claims. The country emerged from an International Monetary Fund-backed program in August 2011 and is now outgrowing most of Europe.

The island’s economy expanded 1.6 percent last year, according to Statistics Iceland, while Britain's economy stays down.

Isn’t it time Britain did the same for itself by jailing bankers and stopping poor decision makers such as our Government?
Isn’t it time for a new election?

Britain doesn’t have to be a nation in crisis and Britain doesn’t have to pay for the sins of the bankers. 
If Britain is to become what it has perpetuated to be over centuries, a democracy, then it is time The People decided what is best by electing a government that will not hesitate in putting Britons first.

Iceland will honor whatever debts it owes by paying back at a rate it can afford, and not at self-injurious rates of interest that others wish for it to do.

If Iceland can do it so can Britain and do so honestly without hiding in the shadows of false accounting and without using the current government’s malicious propaganda using anti-terrorist 'rules' to seize Icelandic assets.  

This government gets my vote of NO CONFIDENCE.

I am human.
Not a thing,
commodity
to be shunted
shifted or shunned.
Look in the mirror
at your flesh
my flesh,
daughter, father,
brother, sister,
mother, son -
we are human.  

Terms and Conditions





Disclaimer

As a personal blog, this represents and reflects one human’s thoughts and opinions which are subject to change over time and I therefore reserve the right to change terms of use, close, sell my blog at my discretion.

Unless otherwise noted, I am the legal copyright holder of material on my blog which may not be used, reprinted, or published without my written consent.

Any information provided is purely that and does not presume to offer medical, legal or any other professional advice so anyone reading/acting upon the information provided does so at their own risk.

It is not in my interests (as a privacy advocate) to sell on details or other contact information to companies however I am not responsible for any privacy practices of advertisers or commentators. My blog provides links to other sites/blogs operated by third parties and therefore I am not responsible for actions taken by advertisers and/or sponsors and/or other third parties and if a reader purchases a product and/or service based on links on my blog, they must take the matter up with the person/company involved to resolve the issue and not me.

Any emails/letter mail written directly to me will be kept confidential unless permission to make contents public has been granted although I reserve the right to research (in as much as I am able) the subject matter in the contents of such mail in order to acquire and expand my own knowledge which might be used as part of publication here or otherwise at some future date in the interests of sharing that information for all.

Genuine comments are welcome. However, please note that tasteless and insulting comment may be deleted as will personal attacks and off-topic comment. Spam will be deleted automatically in a regular round-up as and when I have the time.  

Thursday, 21 February 2013

What if this happened to you?


I am human.
Not a thing,
commodity
to be shunted
shifted or shunned.
Look in the mirror
at your flesh
my flesh,
daughter, father,
brother, sister,
mother, son -
we are human.  




It is the winter of 2012 and amongst the wettest weather on British record since 1910,where freezing fog and ice make hazardous companions. Cars, heavy-goods lorries, trucks and buses travel the roads. Tires screech over black ice. Screams are silenced by the sound of metal smashing metal. 

Ambulances arrive with fire fighters at the scene despite heavy loss of employment in these public sectors.   

The emergency workers at the hospital do all they can despite drops in NHS funding, but this doesn't stop a need for these services for some of these patients as their future will consist of further operations and treatments. It will be a long time before bones fuse, flesh scars and grafts take. Then the healing of rehabilitation can begin with physiotherapy, counselling and above all a human’s natural instinct to be well.

After leaving the hospital, a carer is needed and medical appointments for treatments ongoing. Yet from the very moment the accident occurred finances have begun to decrease from the immediate loss of wages while additional and extra costs begin their toll. Soon there is not enough to pay the bills, mortgage-rent, council tax, bedroom tax, V.A.T. along with utilities such as water, electric, gas and even food until it all spirals down into debt.

The incomes for all will be reduced in one way or another as some will lose their jobs, some will lose the use of body functions, some will lose their homes but all will find a place on government paper as a number and a statistic once they ask for help, maybe labelled a 'welfare scrounger'. Yet, there is no one to blame for the car accident, a matter of adverse circumstance. 

Getting benefits for the sick, the mentally ill, the elderly is nigh on impossible even if presenting evidence from medical consultants. Why is that? Why is it impossible for companies like ATOS to consider medical evidence as proof of a disability and/or illness? Is it that there are so many 'welfare scroungers' the country will come to a stand still if these benefits are not stopped?

Well the figures point to a different story, there really are not that many people claiming benefits at all and those that are 'lucky' enough to have done so find it increasingly difficult to sustain life above the line of poverty, yet there are many people who seem unaware of this or of the true figures on proposed cuts and caps to benefits as a TUC commissioned survey reports. 



TUC general secretary Frances O'Grady said:  “ ...  "The truth remains that benefits are far from generous, the vast majority of the jobless are desperate for work and most benefit spending goes either on pensions or on benefits for those in jobs or who aren't able to work."
 

·        On average people think that 41% of the entire welfare budget goes on benefits to unemployed people while the true figure is three per cent. 

·         

·        On average people think that 27% of the welfare budget is claimed fraudulently, while the government's own figure is 0.7%. 

·        On average people think that almost half the people (48%) who claim Jobseeker's Allowance go on to claim it for more than a year, while the true figure is 27.8%.

·         

·        On average people think that an unemployed couple with two school-age children would get £147 in Jobseeker's Allowance - more than 30% higher than the £111.45 they would actually receive - a £35 over-calculation.

·         

·        Only 21% of people think that this family with two school-age children would be better off if one of the unemployed parents got a 30 hour a week minimum wage job, even though they would actually end up £138 a week better off. Even those who thought they would be better off only thought on average they would gain by £59.
 

The car crash victim could be you, your child, your parent, your sibling, your friend. You need help and you need advice to find the right kind of help for your needs. Where can you turn to for advice?  

Since the current government has cut billions in funding to advice including legal services and centres around the country, reports of how cuts have already affected areas, and the thousands of people in dire need of advice, show just how bad the situation is and warn it shall leave many without access to any kind of advice service at all. 



Isn't it about time we all were counted for who we are, human beings. A whole person and not just a sum of parts.  

This blog supports Wow. Please sign the petition and let's make this a real society.

I am human - We are human. 

There is no room for injustice in human society.